Cost of Living in Phoenix, AZ
Phoenix, AZ scores 108 on the cost-of-living index — about 8% more expensive than the US average of 100, and #24 of 77 US cities we track.
Compare your salary: Phoenix vs any US city
Enter where you live now and what you earn — see the equivalent salary needed in Phoenix to keep the same standard of living.
To live the way $100,000 affords in Phoenix, AZ, you would need about $173,148 in New York City, NY — roughly 73.1% more.
| Category | Phoenix | New York City | Diff |
|---|---|---|---|
| Overall index | 108 | 187 | +73% |
| Housing | 117 | 287 | +145% |
| Groceries | 103 | 137 | +33% |
| Utilities | 104 | 130 | +25% |
| Transportation | 104 | 120 | +15% |
| Healthcare | 103 | 128 | +24% |
Phoenix cost-of-living breakdown
| Category | Index | vs US avg |
|---|---|---|
| Overall | 108 | +8% |
| Housing | 117 | +17% |
| Groceries | 103 | +3% |
| Utilities | 104 | +4% |
| Transportation | 104 | +4% |
| Healthcare | 103 | +3% |
Note These are approximate comparative estimates on a US-average = 100 scale (the C2ER/ACCRA and BestPlaces convention). Category sub-indices are modeled from the overall composite. Actual costs vary by neighborhood, household and lifestyle — treat the numbers as directional.
Frequently asked questions
Is Phoenix expensive to live in?
Phoenix, AZ has a cost-of-living index of 108, where the US average is 100. That makes it about 8% more expensive than a typical US city, and ranks it #24 of 77 cities in our index. Housing is the biggest single factor, with a housing index of 117.
What is the cost-of-living index for Phoenix?
The overall index is 108 (US average = 100). By category: housing 117, groceries 103, utilities 104, transportation 104 and healthcare 103. A value above 100 means costlier than average; below 100 means cheaper.
How much salary do I need to live in Phoenix?
It depends on where you're moving from. Use the calculator above: enter your current city and salary, and it scales your pay by the ratio of the two cities' indices to show the equivalent salary needed in Phoenix to keep the same standard of living.
How is the Phoenix cost-of-living index calculated?
It is a comparative estimate on the same US-average = 100 scale used by the C2ER/ACCRA Cost of Living Index and BestPlaces, spanning housing, groceries, utilities, transportation and healthcare. Category sub-indices are modeled from the overall composite. These are approximate estimates — actual costs vary by neighborhood, household and lifestyle.
Which is the cheapest category in Phoenix?
In Phoenix, groceries is the most affordable category relative to the US average (index 103), while housing is the priciest (index 117).