Malta IBAN Format

Malta IBANs are 31 characters and start with MT. Paste one below to check its length and MOD-97 checksum.

Enter an IBAN to check its country, length and MOD-97 checksum.

Note This checks that the IBAN is well-formed — correct country, correct length and a valid checksum. It cannot confirm that the account actually exists or belongs to a particular person. Always confirm payment details with the recipient.

How a Malta IBAN is built

Country code
MT (2 letters)
Check digits
2 digits (MOD-97)
BBAN (basic bank account number)
4-letter bank code + 5-digit branch + 18-char account

MaltaIBAN & VAT reference

Country codeMT
IBAN length31 characters
ExampleMT84 MALT 0110 0001 2345 MTLC AST0 01S
SEPA memberYes
VAT prefixMT
VAT / tax numberMT + 8 digits

How to check a Malta IBAN

  1. 01 Paste the IBAN into the box above — spaces and lower-case are fine, they are normalised for you.
  2. 02 The checker confirms it starts with MT, is 31 characters, and passes the MOD-97 checksum.
  3. 03 A valid IBAN is shown formatted in groups of four; any failed check is called out so you know what to fix.

Frequently asked questions

What is the IBAN format for Malta?

A Malta IBAN is 31 characters long. It starts with the country code "MT", followed by 2 check digits and the BBAN — 4-letter bank code + 5-digit branch + 18-char account. Example structure: MT84 MALT 0110 0001 2345 MTLC AST0 01S (a sample, not a real account).

How long is a Malta IBAN?

Exactly 31 characters, including the "MT" country code and the 2 check digits. This length is fixed by the ISO 13616 registry and is the same for every Malta bank.

What is the VAT number format for Malta?

Malta VAT numbers use the prefix "MT": MT + 8 digits. The VAT number is separate from the IBAN — one identifies the business for tax, the other identifies the bank account.

Does this Malta IBAN checker upload my data?

No. The validator checks the country code, the 31-character length and the MOD-97 checksum entirely in your browser. Nothing you paste is sent anywhere.

European Union IBAN formats