Poland IBAN Format

Poland IBANs are 28 characters and start with PL. Paste one below to check its length and MOD-97 checksum.

Enter an IBAN to check its country, length and MOD-97 checksum.

Note This checks that the IBAN is well-formed — correct country, correct length and a valid checksum. It cannot confirm that the account actually exists or belongs to a particular person. Always confirm payment details with the recipient.

How a Poland IBAN is built

Country code
PL (2 letters)
Check digits
2 digits (MOD-97)
BBAN (basic bank account number)
8-digit bank/branch code + 16-digit account number

PolandIBAN & VAT reference

Country codePL
IBAN length28 characters
ExamplePL61 1090 1014 0000 0712 1981 2874
SEPA memberYes
VAT prefixPL
VAT / tax numberPL + 10 digits

How to check a Poland IBAN

  1. 01 Paste the IBAN into the box above — spaces and lower-case are fine, they are normalised for you.
  2. 02 The checker confirms it starts with PL, is 28 characters, and passes the MOD-97 checksum.
  3. 03 A valid IBAN is shown formatted in groups of four; any failed check is called out so you know what to fix.

Frequently asked questions

What is the IBAN format for Poland?

A Poland IBAN is 28 characters long. It starts with the country code "PL", followed by 2 check digits and the BBAN — 8-digit bank/branch code + 16-digit account number. Example structure: PL61 1090 1014 0000 0712 1981 2874 (a sample, not a real account).

How long is a Poland IBAN?

Exactly 28 characters, including the "PL" country code and the 2 check digits. This length is fixed by the ISO 13616 registry and is the same for every Poland bank.

What is the VAT number format for Poland?

Poland VAT numbers use the prefix "PL": PL + 10 digits. The VAT number is separate from the IBAN — one identifies the business for tax, the other identifies the bank account.

Does this Poland IBAN checker upload my data?

No. The validator checks the country code, the 28-character length and the MOD-97 checksum entirely in your browser. Nothing you paste is sent anywhere.

European Union IBAN formats